How does it go? In 1492, Columbus sailed the Ocean Blue. Five hundred and twenty-seven years later, Federal Banks are closed as Americans rush to the shopping malls for Columbus-Day specials. Hum, not so sure how I feel about that. One thing I can tell you is that you aren’t going to find me in a mall. While there might be things I’d like to have, there is nothing I need so much that I am willing to fight through a crowd of crazed bargain shoppers.